What is BPJS Ketenagakerjaan?
BPJS Ketenagakerjaan is a legal entity established to administer the programs of Work Accident Insurance (JKK), Old Age Security (JHT), and Death Insurance (JKM), aimed at providing comprehensive protection for all workers in Indonesia.
What are the programs of BPJS Ketenagakerjaan?
BPJS Ketenagakerjaan offers several programs including Work Accident Insurance (JKK), Old Age Security (JHT), and Death Insurance (JKM).
Who are the participants of BPJS Ketenagakerjaan?
All workers in Indonesia, including formal and informal sector workers, are required to participate in BPJS Ketenagakerjaan.
How much is the contribution fee for BPJS Ketenagakerjaan participants?
The contribution fee varies based on the program and salary bracket. For example, JHT contribution is 5.7% of monthly salary (2% from employee, 3.7% from employer).
What forms must employers complete when registering?
Employers need to complete the registration form (Formulir Pendaftaran), employee data form, and provide company documents such as business license and tax ID.
What are the required documents to register?
Required documents include KTP, KK, NPWP, employment contract, and company registration documents for employers.
How do businesses register for BPJS Ketenagakerjaan?
Businesses can register online through the BPJS Ketenagakerjaan website or visit the nearest BPJS office with required documents.
When does the protection become effective?
Protection becomes effective on the first day of the month following the registration date.
Are interns required to participate?
Yes, interns and student trainees are required to participate in BPJS Ketenagakerjaan if their internship period exceeds 3 months.
Is there a minimum number of employees required?
No, there is no minimum number of employees required. All businesses, regardless of size, must register their employees.
How to do an e-klaim?
To claim your JHT (Jaminan Hari Tua) benefits online
via e-klaim, follow these steps:
1. Visit the service portal below by clicking the provided link.
2. Fill in your personal details such as NIK, full name, and participant number.
3. Upload all required documents and a recent front-facing photo. Supported file
types are JPG/JPEG/PNG/PDF with a maximum file size of 6MB.
4. Once your submission is confirmed, click save.
5. You will receive an online interview schedule via email.
6. A BPJS officer will contact you via video call for data verification.
7. After verification, your JHT balance will be transferred to the bank account you
submitted in the form.
